Getting started

Add your company details
Let us know a bit more about yourself and your company.
View your price estimate
See an overview of your price estimate based on the benefits you’ve chosen.
Book a call
Book a call with one of our advisers to proceed with the next steps to get set up on the platform.

Choose your Insurance Coverage

Group Insurance from HSBC Life

Cost: According to your cover

Choice from

  • Group medical
  • Personal Accident
Note: This site is for information only and does not seek to advise on products or solicit purchase, and any estimates provided are indicative and subject to further conversation with a representative from HSBC Bank (Singapore) Limited.
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Step 1 of 5 | Details

Let’s get started – we need a few details about you and your company

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Full Name
Email address
Company name
Industry
Number of employees in Singapore
Average age of employees
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Step 1 of 5 | Details

Tell us a bit about your current employee benefits

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Which of these benefits does your company provide?

Select all that apply.

Tell us about any other benefits you would like to provide

Tell us about your existing group insurance (optional)

Renewal date
Insurer name
Agent / broker name
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Step 1 of 5 | Details

What would you like to receive a price estimate for?

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Which insurance policies are you interested in?

You’ll receive a price estimate today.

The basic plan covers hospitalisation and surgery in the event an employee falls ill.

Options available:

  • Group Extended Major Medical
  • Group General Practitioner
  • Group Specialist
  • Group Dental

Pays a lump sum in the event that an accident causes loss of life or permanent disablement.

Select this option if you would like Group Personal Accident in addition to the complimentary Personal Accident platform promotion (Terms and conditions apply).
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Step 1 of 5 | Details

Do you want to offer different cover to different categories of employees?

3 people icon

For example, you can provide different cover for your Executive team from the rest of your employees.

Would you like to cover your employees' dependants for any of the selected insurances?

Employee category name
Number of employees
of 17
Add cover for employees’ dependants?
Employee category name
Number of employees
of 17
Add cover for employees’ dependants?
Employee category name
Number of employees
of 17
Add cover for employees’ dependants?
The total of your employee categories is larger than your total headcount.
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Step 2 of 5 | Insurances – Group Medical

Let’s select Group Medical Insurance for your employees

Doctor icon
Select your cover per employee category using the tabs below before proceeding to the next page
Make your selections by using the tabs below. Click Continue once you’ve completed each tab.

Group Medical Insurance

Basic plan: Group Hospital & Surgical
Annual cover limit
Hospital and co-payment
Daily room and board
View Group Hospital & Surgical benefits schedule
GHS Plans 5 & 6 (S Pass and Work Permit) must be taken with Government Restructured Hospital, no Co-payment, and 4 Bed ward. A default GMM rider with Annual Cover Limit of S$45k with a 25% Co-payment will be added to GHS Plan 6. Dependants cannot be covered and GEMM rider cannot be added on these plans.
Rider: Group Extended Major Medical
Extended coverage: S$100,000
Hospital and co-payment: [Private hospital & 20% co-payment]
Daily room and board: [1 bed ward]
View Group Extended Major Medical benefits schedule
Rider: Group General Practitioner
Co-payment
View Group General Practitioner benefits schedule
Rider: Group Specialist
Annual cover limit
Co-payment
View Group Specialist benefits schedule
Rider: Group Dental
Annual cover limit
Co-payment
Panel / Non-panel
View Group Dental benefits schedule

Group Medical Insurance

Basic plan: Group Hospital & Surgical
Annual cover limit
Hospital and co-payment
Daily room and board
View Group Hospital & Surgical benefits schedule
GHS Plans 5 & 6 (S Pass and Work Permit) must be taken with Government Restructured Hospital, no Co-payment, and 4 Bed ward. A default GMM rider with Annual Cover Limit of S$45k with a 25% Co-payment will be added to GHS Plan 6. Dependants cannot be covered and GEMM rider cannot be added on these plans.
Rider: Group Extended Major Medical
Extended coverage: S$100,000
Hospital and co-payment: [Private hospital & 20% co-payment]
Daily room and board: [1 bed ward]
View Group Extended Major Medical benefits schedule
Rider: Group General Practitioner
Co-payment
View Group General Practitioner benefits schedule
Rider: Group Specialist
Annual cover limit
Co-payment
View Group Specialist benefits schedule
Rider: Group Dental
Annual cover limit
Co-payment
Panel / Non-panel
View Group Dental benefits schedule

Group Medical Insurance

Basic plan: Group Hospital & Surgical
Annual cover limit
Hospital and co-payment
Daily room and board
View Group Hospital & Surgical benefits schedule
GHS Plans 5 & 6 (S Pass and Work Permit) must be taken with Government Restructured Hospital, no Co-payment, and 4 Bed ward. A default GMM rider with Annual Cover Limit of S$45k with a 25% Co-payment will be added to GHS Plan 6. Dependants cannot be covered and GEMM rider cannot be added on these plans.
Rider: Group Extended Major Medical
Extended coverage: S$100,000
Hospital and co-payment: [Private hospital & 20% co-payment]
Daily room and board: [1 bed ward]
View Group Extended Major Medical benefits schedule
Rider: Group General Practitioner
Co-payment
View Group General Practitioner benefits schedule
Rider: Group Specialist
Annual cover limit
Co-payment
View Group Specialist benefits schedule
Rider: Group Dental
Annual cover limit
Co-payment
Panel / Non-panel
View Group Dental benefits schedule
Group Medical Insurance
Per Standard employee / year
S$0
Per Management employee / year
S$1,190
Per Executive employee / year
S$1,190
Avg per employee / year
S$100
Group Personal Accident
Per Standard employee / year
S$0
Per Management employee / year
S$1,190
Per Executive employee / year
S$1,190
Avg per employee / year
S$100
Total / year
S$100
Continue
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Step 2 of 5 | Insurances – Group Protection and Group Personal Accident

Now let’s select Group Protection and Group Personal Accident

A hand gifting money icon
Select your cover per employee category using the tabs below before continuing to the next page
Make your selections by using the tabs below. Click Continue once you’ve completed each tab.

Group Protection

Basic plan: Group Term Life
Sum insured
For cover above S$200,000, employees will be required to fill out a medical questionnaire.
Rider: Group Critical Illness
Acceleration or additional basis
Acceleration: a Critical Illness payout will reduce the Term Life sum insured. Additional: a Critical Illness payout will not affect the Term Life sum insured.
Sum insured

Group Protection

Basic plan: Group Term Life
Sum insured
For cover above S$200,000, employees will be required to fill out a medical questionnaire.
Rider: Group Critical Illness
Acceleration or additional basis
Acceleration: a Critical Illness payout will reduce the Term Life sum insured. Additional: a Critical Illness payout will not affect the Term Life sum insured.
Sum insured
Group Medical Insurance
Per Standard employee / year
S$0
Per Management employee / year
S$1,190
Per Executive employee / year
S$1,190
Avg per employee / year
S$100
Group Personal Accident
Per Standard employee / year
S$0
Per Management employee / year
S$1,190
Per Executive employee / year
S$1,190
Avg per employee / year
S$100
Total / year
S$100
Continue
Back
Step 2 of 5 | Insurances – Dependants

Finally, let’s select cover for your employees’ dependants

A mother icon
Select your dependant cover per employee category using the tabs below. We have pre-filled each section with your employee selections.
Make your selections by using the tabs below. Click Continue once you’ve completed each tab.

Dependant Group Medical Insurance

Dependants cannot be covered on GHS Plans 5 & 6 (S Pass & Work Permit).

Dependant Group Medical Insurance

Basic plan: Group Hospital & Surgical
Annual cover limit
Hospital and co-payment: Private & no co-payment
Daily room and board: 1 bed ward
View Group Hospital & Surgical benefits schedule
Rider: Group Extended Major Medical
Extended coverage: S$100,000
Hospital and co-payment: Private & no co-payment
Daily room and board: 1 bed ward
View Group Extended Major Medical benefits schedule
Rider: Group General Practitioner
Co-payment
View Group General Practitioner benefits schedule
Rider: Group Specialist
Annual cover limit
Co-payment
View Group Specialist benefits schedule
Rider: Group Dental
Annual cover limit
Co-payment
Panel / Non-panel
View Group Dental benefits schedule

Dependant Group Medical Insurance

Dependants cannot be covered on GHS Plans 5 & 6 (S Pass & Work Permit).

Dependant Group Medical Insurance

Basic plan: Group Hospital & Surgical
Annual cover limit
Hospital and co-payment: Private & no co-payment
Daily room and board: 1 bed ward
View Group Hospital & Surgical benefits schedule
Rider: Group Extended Major Medical
Extended coverage: S$100,000
Hospital and co-payment: Private & no co-payment
Daily room and board: 1 bed ward
View Group Extended Major Medical benefits schedule
Rider: Group General Practitioner
Co-payment
View Group General Practitioner benefits schedule
Rider: Group Specialist
Annual cover limit
Co-payment
View Group Specialist benefits schedule
Rider: Group Dental
Annual cover limit
Co-payment
Panel / Non-panel
View Group Dental benefits schedule
Rider: Group Critical Illness
Acceleration or additional basis
Sum insured

Dependant Group Medical Insurance

Dependants cannot be covered on GHS Plans 5 & 6 (S Pass & Work Permit).

Dependant Group Medical Insurance

Basic plan: Group Hospital & Surgical
Annual cover limit
Hospital and co-payment: Private & no co-payment
Daily room and board: 1 bed ward
View Group Hospital & Surgical benefits schedule
Rider: Group Extended Major Medical
Extended coverage: S$100,000
Hospital and co-payment: Private & no co-payment
Daily room and board: 1 bed ward
View Group Extended Major Medical benefits schedule
Rider: Group General Practitioner
Co-payment
View Group General Practitioner benefits schedule
Rider: Group Specialist
Annual cover limit
Co-payment
View Group Specialist benefits schedule
Rider: Group Dental
Annual cover limit
Co-payment
Panel / Non-panel
View Group Dental benefits schedule
Rider: Group Critical Illness
Acceleration or additional basis
Sum insured
Group Medical Insurance
Per Standard employee / year
S$0
Per Management employee / year
S$1,190
Per Executive employee / year
S$1,190
Avg per employee / year
S$100
Group Personal Accident
Per Standard employee / year
S$0
Per Management employee / year
S$1,190
Per Executive employee / year
S$1,190
Avg per employee / year
S$100
Total / year
S$100
Continue
Why hasn’t my quote updated?
We won’t know how many dependants will be added to the policy until we have received your complete census including dependants.
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Step 4 of 5 | Platform price estimate

Your platform price estimate summary

Money Icon
Insurance
Group Medical total / year
S$2,040
S$10,200
Personal Accident total / year
S$2,200
Total / year
S$19,030

Prices are inclusive of GST where applicable. Group Protection is GST exempt.

Platform fee is free for the first 12 months, then S$3.50/month per employee.

Group Medical group discount applied.

This summary does not include insurance coverage for dependants. An insurance quotation, including dependants if applicable, will be prepared once census data is provided.

Insurance estimate breakdown

Group Medical Insurance
Edit Icon
Edit selection
Save icon
Save selection
Group Hospital & Surgical
S$20
Group Extended Major Medical
S$20
Group General Practitioner
S$20
Group Specialist
S$20
Group Dental
S$20
Total / year
S$20
Dependent Medical Insurance
Edit Icon
Edit selection
Save icon
Save selection
Group Hospital & Surgical
Not selected
Group Extended Major Medical
Not selected
Group General Practitioner
Not selected
Group Specialist
Not selected
Group Dental
Not selected
Group Term Life
S$20
Group Critical Illness
S$20
Dependent Term Life
Not selected
Dependent Critical Illness
Not selected
Total / year
S$20
Group Personal Accident Insurance
Edit Icon
Edit selection
Save icon
Save selection
Group Personal Accident
S$20
Dependent Personal Accident
Not selected
Group Medical Insurance
Edit Icon
Edit selection
Save icon
Save selection
Group Hospital & Surgical
S$20
Group Extended Major Medical
S$20
Group General Practitioner
S$20
Group Specialist
S$20
Group Dental
S$20
Total / year
S$20
Dependent Medical Insurance
Edit Icon
Edit selection
Save icon
Save selection
Group Hospital & Surgical
Not selected
Group Extended Major Medical
Not selected
Group General Practitioner
Not selected
Group Specialist
Not selected
Group Dental
Not selected
Group Term Life
S$20
Group Critical Illness
S$20
Dependent Term Life
Not selected
Dependent Critical Illness
Not selected
Total / year
S$20
Group Personal Accident Insurance
Edit Icon
Edit selection
Save icon
Save selection
Group Personal Accident
S$20
Dependent Personal Accident
Not selected
Group Medical Insurance
Edit Icon
Edit selection
Save icon
Save selection
Group Hospital & Surgical
S$20
Group Extended Major Medical
S$20
Group General Practitioner
S$20
Group Specialist
S$20
Group Dental
S$20
Total / year
S$20
Dependent Medical Insurance
Edit Icon
Edit selection
Save icon
Save selection
Group Hospital & Surgical
Not selected
Group Extended Major Medical
Not selected
Group General Practitioner
Not selected
Group Specialist
Not selected
Group Dental
Not selected
Group Term Life
S$20
Group Critical Illness
S$20
Dependent Term Life
Not selected
Dependent Critical Illness
Not selected
Total / year
S$20
Group Personal Accident Insurance
Edit Icon
Edit selection
Save icon
Save selection
Group Personal Accident
S$20
Dependent Personal Accident
Not selected
Continue and send summary email

By continuing you confirm your understanding that this is a price estimate based on an average age of your employees. We will be able to provide you with a final quote, including dependants, once we have your company’s full census data.

This document is issued by HSBC Bank (Singapore) Limited (“HSBC”) (Company Registration No. 201420624K).

All contents hereof are for general information purpose and shall not form the basis of, or be relied on in connection with, any contract or commitment, for use in Singapore only and not intended for access, distribution or use in any other jurisdiction, not intended as any offer, recommendation, endorsement or advice for any product or service and subject to change without notice. Products and services mentioned are subject to HSBC’s approval and T&Cs (if they are HSBC’s products/services), but otherwise subject to the third party providers’ approval and T&Cs (including any fees and charges). The third party providers are not the agent nor representative of HSBC, and HSBC shall not have any liability for them or their products/services. This document is for use by the authorized officers of Commercial Banking, The Hongkong & Shanghai Banking Corporation Ltd, Singapore Branch. None of the contents may be recorded, reproduced, shared, copied, used, stored or transmitted in any form or by any means, whether electronic, mechanical, photocopying, photographing, recording or otherwise without the prior
written consent of HSBC. All contents including trademarks and logos remain as HSBC’s property and all rights of HSBC are reserved.


Insurance is underwritten by HSBC Life (Singapore) Pte. Ltd.  This document is for your information only and does not have any regard to your specific investment objectives, financial situation or particular needs. You may wish to seek advice from a financial adviser/planner before making a commitment to buy the product, and if you choose not to seek advice, you should consider whether the product is suitable for you. Buying a life insurance policy is a long-term commitment. An early termination usually involves high costs and the surrender value payable may be less than the total premiums paid. Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. A penalty may be imposed for early termination and the new policy may cost more, or have less benefits at the same cost.

HSBC Thrive Benefits contains and provides access to material provided by third parties, including third party APIs (collectively, “Third Party Content”). Third Party Content is the copyrighted work of its owner, who expressly retains all right, title and interest in and to the Third Party Content, including, without limitation, all intellectual property rights therein and thereto. Third Party Content may also be subject to different or additional terms of use and privacy policies of such third parties. HSBC is not a party to the sales contract or user agreement between you and any third party provider. You acknowledge and agree that it is your responsibility to review the third party provider's T&Cs before accepting them or to contact the appropriate third party provider for further information regarding the T&Cs applicable to Third Party Content. You acknowledge that acceptance of the third party provider's T&Cs or use of their Third Party Content creates a binding agreement between you and the third party provider, and HSBC does not bear any liability or responsibility for the Third Party Content nor third party’s actions. The third party provider of any Third Party Content is solely responsible for its content and warranties and for any claims that you may have related thereto.


Access to the platform is subject to the platform and end user T&Cs and privacy policy available on the platform site.

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Step 5 of 5 | Next steps

Thanks for selecting your benefits, here are the next steps

1. We’ll send you your price estimate summary from this discussion.
2. We’ll get in touch to request your census information.
3. We’ll follow-up with you to discuss next steps.
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